別表 1
(1)初回契約期間中に解約する場合に違約金算出に適用される料率

経過契約期間	適用料率
6 か 月 目 ま で	10%
12 か 月 目 ま で	20%
18 か 月 目 ま で	30%
24 か 月 目 ま で	45%
30 か 月 目 ま で	55%
36 か 月 目 ま で	65%
42 か 月 目 ま で	70%
48 か 月 目 ま で	75%
54 か 月 目 ま で	80%
60 か 月 目 ま で	85%
66 か 月 目 ま で	90%
71 か 月 目 ま で	100%

(2)初回利用開始日より 6 年以上経過した後に解約する場合に違約金算出に適用される料率

直近の契約更新からの経過利用期間	適用料率
3 か 月 目 ま で	15%
6 か 月 目 ま で	30%
9 か 月 目 ま で	45%
12 か 月 目 ま で	60%
15 か 月 目 ま で	70%
18 か 月 目 ま で	80%
21 か 月 目 ま で	90%
23 か 月 目 ま で	100%

別表 2
(1)初回契約期間中に解約する場合の違約金

月	(1)適用料率	(2)支払予定総額	(3)=(1)*(2)	(4)当月までの 累計支払額	(5)違約金 =(3)-(4)
1	5%	180,000	9,000	2,500	6,500
2	5%	180,000	9,000	5,000	4,000
3	5%	180,000	9,000	7,500	1,500
4	10%	180,000	18,000	10,000	8,000
5	10%	180,000	18,000	12,500	5,500
6	10%	180,000	18,000	15,000	3,000
7	10%	180,000	18,000	17,500	500
8	20%	180,000	36,000	20,000	16,000
9	20%	180,000	36,000	22,500	13,500
10	20%	180,000	36,000	25,000	11,000
11	20%	180,000	36,000	27,500	8,500
12	20%	180,000	36,000	30,000	6,000
13	30%	180,000	54,000	32,500	21,500
14	30%	180,000	54,000	35,000	19,000
15	30%	180,000	54,000	37,500	16,500
16	30%	180,000	54,000	40,000	14,000
17	30%	180,000	54,000	42,500	11,500
18	30%	180,000	54,000	45,000	9,000
19	45%	180,000	81,000	47,500	33,500
20	45%	180,000	81,000	50,000	31,000
21	45%	180,000	81,000	52,500	28,500
22	45%	180,000	81,000	55,000	26,000
23	45%	180,000	81,000	57,500	23,500
24	45%	180,000	81,000	60,000	21,000
25	55%	180,000	99,000	62,500	36,500
26	55%	180,000	99,000	65,000	34,000
27	55%	180,000	99,000	67,500	31,500
28	55%	180,000	99,000	70,000	29,000
29	55%	180,000	99,000	72,500	26,500
30	55%	180,000	99,000	75,000	24,000
31	65%	180,000	117,000	77,500	39,500
32	65%	180,000	117,000	80,000	37,000
33	65%	180,000	117,000	82,500	34,500
34	65%	180,000	117,000	85,000	32,000
35	65%	180,000	117,000	87,500	29,500
36	65%	180,000	117,000	90,000	27,000
37	70%	180,000	126,000	92,500	33,500
38	70%	180,000	126,000	95,000	31,000
39	70%	180,000	126,000	97,500	28,500
40	70%	180,000	126,000	100,000	26,000
41	70%	180,000	126,000	102,500	23,500
42	70%	180,000	126,000	105,000	21,000
43	75%	180,000	135,000	107,500	27,500
44	75%	180,000	135,000	110,000	25,000
45	75%	180,000	135,000	112,500	22,500
46	75%	180,000	135,000	115,000	20,000
47	75%	180,000	135,000	117,500	17,500
48	75%	180,000	135,000	120,000	15,000
49	80%	180,000	144,000	122,500	21,500
50	80%	180,000	144,000	125,000	19,000
51	80%	180,000	144,000	127,500	16,500
52	80%	180,000	144,000	130,000	14,000
53	80%	180,000	144,000	132,500	11,500
54	80%	180,000	144,000	135,000	9,000
55	85%	180,000	153,000	137,500	15,500
56	85%	180,000	153,000	140,000	13,000
57	85%	180,000	153,000	142,500	10,500
58	85%	180,000	153,000	145,000	8,000
59	85%	180,000	153,000	147,500	5,500
60	85%	180,000	153,000	150,000	3,000
61	90%	180,000	162,000	152,500	9,500
62	90%	180,000	162,000	155,000	7,000
63	90%	180,000	162,000	157,500	4,500
64	90%	180,000	162,000	160,000	2,000
65	90%	180,000	162,000	162,500	0
66	90%	180,000	162,000	165,000	0
67	100%	180,000	180,000	167,500	12,500
68	100%	180,000	180,000	170,000	10,000
69	100%	180,000	180,000	172,500	7,500
70	100%	180,000	180,000	175,000	5,000
71	100%	180,000	180,000	177,500	2,500

(2)初回利用開始日より 6 年以上経過した後に解約する場合の違約金

月	(1)適用料率	(2)支払予定総額	(3)=(1)*(2)	(4)当月までの 累計支払額	(5)違約金 =(3)-(4)
1	15%	38,400	5,760	1,600	4,160
2	15%	38,400	5,760	3,200	2,560
3	15%	38,400	5,760	4,800	960
4	30%	38,400	11,520	6,400	5,120
5	30%	38,400	11,520	8,000	3,520
6	30%	38,400	11,520	9,600	1,920
7	45%	38,400	17,280	11,200	6,080
8	45%	38,400	17,280	12,800	4,480
9	45%	38,400	17,280	14,400	2,880
10	60%	38,400	23,040	16,000	7,040
11	60%	38,400	23,040	17,600	5,440
12	60%	38,400	23,040	19,200	3,840
13	70%	38,400	26,880	20,800	6,080
14	70%	38,400	26,880	22,400	4,480
15	70%	38,400	26,880	24,000	2,880
16	80%	38,400	30,720	25,600	5,120
17	80%	38,400	30,720	27,200	3,520
18	80%	38,400	30,720	28,800	1,920
19	90%	38,400	34,560	30,400	4,160
20	90%	38,400	34,560	32,000	2,560
21	90%	38,400	34,560	33,600	960
22	100%	38,400	38,400	35,200	3,200
23	100%	38,400	38,400	36,800	1,600